Welcome to our site!

Thank you for stopping by our mortgage & real estate web site.  Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estat ...

How Much Can I Afford?

How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-I ... Read More...

Four Possible Reasons To Refinance

A mortgage is generally the largest debt most homeowners have to manage.  It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a ho ...

Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or d ...

7801 Westra Ln La Palma, CA

One of the largest and most desired homes in this tract is ready for a large family to call it home. This 5 bedroom, 3 bath home has 3 fireplaces, 3 family/living rooms, formal dining room,solid cherry wood kitchen ...

21842 Ticonderoga Lake Forest, CA

Water Front, Highly Upgraded, remodeled, Travertine Floors, Gourmet kitchen, Granite Counter tops, New Fixtures, Vinyl Tinted Windows, New Stucco Exterior with Pavers to Elegant Entry, Patio Slate Tile, & Fresh ...

2817 S Center St Santa Ana, CA

For Recorded Audio Tour & Pricing Call 800-552-8670 Ext.456#

27395 Iris Ave Mission Viejo, CA

For Recorded Audio Tour & Pricing Call 800-552-8670 Ext.457#

14504 Muirfield Street, Moreno Valley, CA

THE BEST VALUED PROPERTY IN THE NEIGHBORHOOD. THIS GREAT HOME SITS ON A CUL-DE-SAC. FEATURES 3-BEDROOMS, 2.5-BATHROOMS, LIVING ROOM, LOFT, UPSTAIRS UTILITY ROOM, AND A 3-CAR GARAGE. THE MAIN LIVING AREA IS FUNCTIONA ...


How to Purchase 20% more Home while Keeping your Budget in Check

    In Today's market environment rates are at an all time low, but the problem is they are not so easy to qualify for. In addition to needing great credit, solid income, and work history, you'll also need to bring in up to 20% down in order to avoid paying mortgage insurance. Wha ...
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I am waiting for prices to go down....Because I want a better deal

  The classic words that most buyers, not just the first time buyers usually mention when hesitant about the market is " I am waiting for prices to go down." This generally is due to being fearful of making the wrong decision as a mortgage can be one of the most important decision one c ...
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Advantages of Income Producing Real Estate

  Advantages of Income Producing Real Estate 1) The value of the property is more heavily relied upon its income producing characteristics when appraisal value comes in. This yields greater control over value as rents and income producing aspects can be improved if managed correctly. A ...
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Orange County's Cal Vet Home Loan & VA Home Loan - The Pro's and Con's

The Main differences between Cal Vet & the VA loan program is in how they obtain their funds & their role in helping veterans obtain home ownership. The Cal Vet program is funded by a ...
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A Great Savings Opportunity for those who are 55+ - Proposition 60

  A Great Savings Opportunity for those who are 55+ Currently if you are 55 or over you can potentially take advantage of a great way to save on your property taxes via a purchase. For those of us in the state of CA, this means that we'll be able to purchase a home of equal or lesser ...
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Blessing for VA & First Time Buyers in Orange County

  A Great program for first time buyers and veterans (read below) MCC– Mortgage Credit Certificate The program gives you back 15% of total mortgage interest paid per year as a federal tax credit for each year you own your home. This credit is in addition to the mortgage tax deduct ...
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Have had a shortsale within the last 3 years? You May Still Qualify for Financing

  A little known niche in FHA guidelines allow financing to be available to those who have short sold their home with the given terms below: - There were no mortgage lates within 12 months prior to the short sale - There were no i ...
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Ten Credit Do's and Don'ts To Bear In Mind Prior To Getting Your Mortgage Loan

How can a fully approved loan get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated credit report to verify that there hasn't been any new activity since original approval was issued, and the new ...
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